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A pension is the easiest and most tax-efficient way of saving for your retirement.
However, in the midst of the current financial meltdown, it’s vital that you get the very best advice, so that you choose a pension that can give the highest returns possible.

Types of Pensions available:

Personal Pensions
When you retire, the state pension will not be enough to survive on. A personal pension is ideal if you are not already in a company pension scheme, or if you are self-employed.

When you pay money into your pension plan, you can receive TAX RELIEF benefits. For instance, if you pay income tax at the 42% rate, the revenue commissioners rebate you with €420 for every €1,000 that you pay into your pension fund. This means a massive tax saving, and that your pension can be amazingly cost effective.

Company Pensions
If you are self-employed you can avail of very significant advantages by starting a company pension. You can also reduce your company tax liability by making lump sum contributions into your company pension.

Start your pension EARLY! A pension fund grows over time, so the sooner you start the more time your money has to grow.